US Legislation
US digital asset legislation — FIT21, GENIUS Act, CLARITY Act, SEC rulemaking, and the full history of American crypto law.
The United States finally passed its first federal crypto law in July 2025. The GENIUS Act, signed after a 68–30 Senate vote and 308–122 House passage, established a federal stablecoin framework — ending a decade of regulatory limbo. The CLARITY Act, which would resolve the deeper SEC/CFTC jurisdiction debate, passed the House 294–134 but awaits Senate action. Under SEC Chair Paul Atkins and his “Project Crypto” initiative, the enforcement-first era is over. The legislative landscape has fundamentally shifted.
BitLicense: New York's Crypto Regulation That Changed an Industry
Introduced in 2015 by the NYDFS, the BitLicense became the most debated state-level crypto regulation in US history — driving companies out of New York while shaping regulatory frameworks globally.
CFTC and Digital Commodities: How the Futures Regulator Became a Crypto Arbiter
The Commodity Futures Trading Commission has expanded its digital asset jurisdiction through enforcement, legislation, and rulemaking — becoming a central player in US crypto regulation alongside the SEC.
FIT21: The Digital Asset Market Structure Act That Changed American Crypto Law
FIT21 — the Financial Innovation Technology for the 21st Century Act — passed the House 279-136 in May 2024. The first major US crypto bill to pass a chamber, it became the template for the CLARITY Act.
GENIUS Act: America's First Federal Stablecoin Law, Explained
The Guiding and Establishing National Innovation for US Stablecoins Act — signed July 18, 2025 — is the first federal crypto legislation in US history. Here is what it does, what it doesn't, and why it matters.
Lummis-Gillibrand RFIA: The Senate's Most Ambitious Crypto Bill
The Responsible Financial Innovation Act, introduced by Senators Cynthia Lummis and Kirsten Gillibrand, offered the most comprehensive US crypto regulatory framework ever proposed in the Senate.
SEC Crypto Rulemaking: From Enforcement-First to Project Crypto
How the SEC's approach to digital asset regulation transformed from Gary Gensler's enforcement-first era to Paul Atkins' Project Crypto — and what each approach means for the tokenization industry.
State-Level Crypto Laws: Wyoming Leads, New York Restricts, and the Rest Follow
In the absence of federal legislation, US states created a patchwork of crypto regulation — from Wyoming's permissive blockchain laws to New York's restrictive BitLicense, with 48 variations in between.
The US CBDC Debate: Why America Banned the Digital Dollar
The United States is the only major economy to explicitly ban its central bank from developing a retail CBDC — a decision driven by political opposition, privacy concerns, and crypto industry lobbying.
Trump's Executive Orders on Crypto: Banning CBDCs and Creating a Bitcoin Reserve
In January 2025, President Trump signed executive orders banning a US central bank digital currency and establishing a working group to explore a national digital asset stockpile. The policy shift was immediate and dramatic.
US Tokenization Legislation: Every Bill, Every Hearing, Every Vote
The complete guide to US digital asset legislation — from the GENIUS Act to CLARITY, from SEC enforcement to the CFTC's expanding role, and the political forces that shaped each outcome.
Wyoming's Blockchain Laws: How One State Became America's Crypto Capital
Wyoming's 13+ blockchain-specific laws, DAO LLC framework, and Special Purpose Depository Institution charter made it the most permissive US jurisdiction for digital assets — a deliberate political-economic strategy.