TOKENIZATION POLICY
The Vanderbilt Terminal for Digital Asset Policy & Regulation
INDEPENDENT INTELLIGENCE FOR TOKENIZATION POLICY, LEGISLATION & POLITICAL ECONOMY
GENIUS Act: Signed Law ▲ Jul 18 2025| MiCA Status: Live ▲ Dec 2024| CLARITY Act: Senate Pending ▲ Jul 2025| Crypto Lobbying 2024: $202M PAC ▲ Fairshake| OECD CARF Countries: 75+ ▲ +12| CBDC Projects: 130+ Active ▲ Atlantic Council| FATF Travel Rule: 73% Compliant ▲ Jun 2025| Pro-Crypto Congress: 300+ Members ▲ +91| GENIUS Act: Signed Law ▲ Jul 18 2025| MiCA Status: Live ▲ Dec 2024| CLARITY Act: Senate Pending ▲ Jul 2025| Crypto Lobbying 2024: $202M PAC ▲ Fairshake| OECD CARF Countries: 75+ ▲ +12| CBDC Projects: 130+ Active ▲ Atlantic Council| FATF Travel Rule: 73% Compliant ▲ Jun 2025| Pro-Crypto Congress: 300+ Members ▲ +91|

DeFi

AML/KYC for Crypto-Asset Service Providers

Anti-money laundering and know-your-customer requirements that apply to crypto exchanges, custodians, and other virtual asset service providers under FATF standards and national law.

Donovan Vanderbilt · February 24, 2026

CARF (Crypto-Asset Reporting Framework)

The OECD's international standard for automatic exchange of tax information on crypto asset transactions, designed to close the offshore tax evasion gap created by crypto's pseudonymous architecture.

Donovan Vanderbilt · February 24, 2026

Consumer Protection in Tokenized Markets: From Disclosure to Custody to Redress

Tokenized assets require adapted consumer protection frameworks — disclosure rules designed for prospectuses don't fit token whitepapers, custody protections designed for brokerages don't fit self-custody, and redress mechanisms designed for regulated entities don't fit DeFi protocols.

Donovan Vanderbilt · February 24, 2026 · 7 min read

Crypto Policy After the Next Crash: What Regulators Have Learned

Donovan Vanderbilt · February 24, 2026 · 8 min

Crypto Tax Reporting

Comparative analysis of crypto tax reporting obligations across major jurisdictions, including the US 1099-DA form, EU DAC8, India's 30% flat tax, and the OECD's CARF cross-border reporting framework.

Donovan Vanderbilt · February 24, 2026

FATF (Financial Action Task Force)

FATF's role as global AML/CFT standard-setter, the 2019 VASP definition, the Travel Rule for crypto, grey-listing consequences, and the challenge of applying FATF standards to DeFi.

Donovan Vanderbilt · February 24, 2026

FINMA's Crypto Guidance: Principles Over Prescription in Swiss Financial Regulation

Switzerland's financial regulator FINMA built its crypto framework through guidance documents rather than prescriptive rules — a principles-based approach that enabled Crypto Valley while maintaining regulatory integrity.

Donovan Vanderbilt · February 24, 2026 · 7 min read

IOSCO (International Organization of Securities Commissions)

IOSCO's 2023 crypto and DeFi policy recommendations, coordination with FSB and FATF, and how IOSCO guidance translates into national securities regulator action.

Donovan Vanderbilt · February 24, 2026

Regulatory Arbitrage

The practice of exploiting differences between regulatory frameworks across jurisdictions to reduce compliance obligations while continuing to serve clients in stricter markets.

Donovan Vanderbilt · February 24, 2026

Sanctions Screening for Crypto

The obligation of crypto exchanges and other VASPs to screen transactions and counterparties against sanctions lists, including the landmark Tornado Cash litigation that tested whether smart contracts can be sanctioned.

Donovan Vanderbilt · February 24, 2026

The Death of Regulatory Arbitrage: How the World Is Closing the Gaps

Donovan Vanderbilt · February 24, 2026 · 8 min

The Next Five Years of Tokenization Policy: What to Watch

Forward-looking analysis to 2031 — the CLARITY Act, digital euro launch, CARF adoption, DeFi regulation, AI+crypto dual compliance, BRICS Unit, and the four scenarios for how global crypto regulation resolves.

Donovan Vanderbilt · February 24, 2026

VARA (Virtual Assets Regulatory Authority — Dubai)

VARA's establishment under Dubai Law No. 4 of 2022, its seven licence categories, the world-first DeFi regulatory track, and major licensees including Bybit and Binance.

Donovan Vanderbilt · February 24, 2026
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