E-Naira
Financial Inclusion or Surveillance? The CBDC Dilemma
CBDCs promise to reach 1.4 billion unbanked people globally, but programmable central bank money carries unprecedented surveillance and control capabilities. The tension at the heart of digital currency policy.
Nigeria: Africa's Largest Crypto Market, Oscillating Between Restriction and Acceptance
Nigeria's crypto policy has swung between CBN restriction (2021 bank ban), SEC framework acceptance, e-Naira CBDC launch, and renewed crypto openness — reflecting the political economy of Africa's largest economy and most active crypto market.