TOKENIZATION POLICY
The Vanderbilt Terminal for Digital Asset Policy & Regulation
INDEPENDENT INTELLIGENCE FOR TOKENIZATION POLICY, LEGISLATION & POLITICAL ECONOMY
GENIUS Act: Signed Law ▲ Jul 18 2025| MiCA Status: Live ▲ Dec 2024| CLARITY Act: Senate Pending ▲ Jul 2025| Crypto Lobbying 2024: $202M PAC ▲ Fairshake| OECD CARF Countries: 75+ ▲ +12| CBDC Projects: 130+ Active ▲ Atlantic Council| FATF Travel Rule: 73% Compliant ▲ Jun 2025| Pro-Crypto Congress: 300+ Members ▲ +91| GENIUS Act: Signed Law ▲ Jul 18 2025| MiCA Status: Live ▲ Dec 2024| CLARITY Act: Senate Pending ▲ Jul 2025| Crypto Lobbying 2024: $202M PAC ▲ Fairshake| OECD CARF Countries: 75+ ▲ +12| CBDC Projects: 130+ Active ▲ Atlantic Council| FATF Travel Rule: 73% Compliant ▲ Jun 2025| Pro-Crypto Congress: 300+ Members ▲ +91|

Global South

Financial Inclusion and Tokenization: The Policy Debate Between Promise and Reality

Tokenization and crypto are frequently promoted as tools for financial inclusion — reaching the 1.4 billion unbanked. The political economy of this argument reveals both genuine potential and significant risks that regulators must navigate.

Donovan Vanderbilt · February 24, 2026 · 8 min read

United Nations and Digital Finance: UNCTAD, UNDP, and the Global South Perspective

UN agencies — particularly UNCTAD and UNDP — have developed distinct perspectives on crypto and tokenization from the Global South lens, emphasising financial inclusion, sovereign monetary policy, and the risks of crypto dollarisation.

Donovan Vanderbilt · February 24, 2026 · 7 min read
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