TOKENIZATION POLICY
The Vanderbilt Terminal for Digital Asset Policy & Regulation
INDEPENDENT INTELLIGENCE FOR TOKENIZATION POLICY, LEGISLATION & POLITICAL ECONOMY
GENIUS Act: Signed Law ▲ Jul 18 2025| MiCA Status: Live ▲ Dec 2024| CLARITY Act: Senate Pending ▲ Jul 2025| Crypto Lobbying 2024: $202M PAC ▲ Fairshake| OECD CARF Countries: 75+ ▲ +12| CBDC Projects: 130+ Active ▲ Atlantic Council| FATF Travel Rule: 73% Compliant ▲ Jun 2025| Pro-Crypto Congress: 300+ Members ▲ +91| GENIUS Act: Signed Law ▲ Jul 18 2025| MiCA Status: Live ▲ Dec 2024| CLARITY Act: Senate Pending ▲ Jul 2025| Crypto Lobbying 2024: $202M PAC ▲ Fairshake| OECD CARF Countries: 75+ ▲ +12| CBDC Projects: 130+ Active ▲ Atlantic Council| FATF Travel Rule: 73% Compliant ▲ Jun 2025| Pro-Crypto Congress: 300+ Members ▲ +91|

Remittances

Financial Inclusion and Tokenization: The Policy Debate Between Promise and Reality

Tokenization and crypto are frequently promoted as tools for financial inclusion — reaching the 1.4 billion unbanked. The political economy of this argument reveals both genuine potential and significant risks that regulators must navigate.

Donovan Vanderbilt · February 24, 2026 · 8 min read

World Bank and Tokenization: Development Finance Meets Digital Assets

The World Bank has engaged with tokenization through its own bond issuances (Kangaroo bond on blockchain, BOND-i), developing country fintech work, and its remittance reduction mandate — making it an institutional bridge between digital finance and development economics.

Donovan Vanderbilt · February 24, 2026 · 7 min read
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